You can re-apply after liquidation if you had no returned cheque(s) throughout the tenor of your loan. You will also need to provide two guarantors only your updated bank statement and postdates cheques
You can walk into our branch teller to make payment as deposit to your account domicile with us or initiate online transfers or cash deposits to any of our correspondent bank accounts:
Eco Bank -
First Bank -
Zenith Bank
No, You cannot apply for more than one loan at the point of your application however, you can take a renewal after you have liquidated your existing loan and you will also need to provide updated bank statement with new undated cheques
Our interest rate is a flat rate charged monthly which is negotiable to a reasonable market price and there are no hidden charges on our loan products.
Yes, you can downloads the loan form from the website, fill correctl, scan and send to the bank's e-mail and wait for quick response from our sales team
Yes, you can liquidate your loan before maturity without deducting interest on the remaining weeks or months interest and you can pick up your collateral cheque(s) after liquidation within 24 hours.
No, you do not need to visit the branch but fill the online loan form registration on our website and call any of the phone number to speak with our response sales team.
Yes,the customer is expected to open a current account with minimum opening balance and a co-branded cheque would be given to the customer instantly to operate a branchless banking through our correspondent banking.
Ensure to notify us 48 hours before the loan due date to avoid presenting your cheque to our correspondent bank and the cheque can only be hold for 3 days